Disclaimer

Site Privacy Policies

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on every page of our website.

Please read the following carefully. If you have any questions or concerns, please send us an email at curtis@familymortgageguy.com.

Gathering and Use of Information

FamilyMortgageGuy.com will never willfully disclose any personally identifiable information about our online audience to any third party without first receiving the user’s permission. We do not collect personally identifiable information from our visitors other than what is supplied to us on a voluntary basis for our newsletter, surveys, testimonials and/or orders from our Store.

Visitors to the FamilyMortgageGuy.com Web Site may voluntarily supply certain personally identifiable information in connection with (i)contest or sweepstakes registration, (ii) subscription registration for sites or services which require subscription (such as email newsletters), (iii) requests for membership information and (iv) e-commerce transactions. In addition, personally identifiable information is voluntarily provided in connection with certain content submissions, community postings (i.e., forums or bulletin boards), comments and suggestions, or voting.

Some of our sites contain links to other sites whose information practices may be different than ours. Visitors should consult the other sites’ privacy notices as we have no control over information that is submitted to, or collected by, these third parties.

FamilyMortgageGuy.com may use such information only for conducting the activities stated above, for internal marketing and promotional purposes, or, on occasion, when mailing lists are made available to other organizations. (The occasional provision of mailing lists to such organizations is the only case where such information would be provided to third parties).

For more information regarding FamilyMortgageGuy.com’s policies on the handling and use of FamilyMortgageGuy.com’s membership list, please see FamilyMortgageGuy.com’s Membership List Policy. The extent of such use is always explained at the time a site visitor provides such information.

If the visitor does not want this information collected and used by us for the disclosed internal purposes, the visitor is given an opportunity to ‘opt-out.’ Our visitors need to recognize, however, that under certain circumstances, if they select to ‘opt-out’ they may not be eligible for certain activities for which the personally identifiable information is needed. (For example, if a contest participant elects to ‘opt-out’ on permitting us to collect and use their personal information, we cannot contact them if they win without using such information.)

Acceptance of these FamilyMortgageGuy.com Web Site Privacy Policy Terms and Conditions

By using this site, you signify your agreement to the terms and conditions of this FamilyMortgageGuy.com Web Site Privacy Policy. If you do not agree to these terms and conditions, please do not use the site. We reserve the right, at our sole discretion, to change, modify, add, or remove portions of this policy at any time.

From time to time, FamilyMortgageGuy.com may update this privacy notice. We will notify you about material changes in the way we treat personally identifiable information by placing a notice on this page of our site. We encourage you to periodically check back and review this policy so that you always will know what information we collect, how we use it, and to whom we disclose it. Your continued use of the theimagestop.com Web Site following the posting of any changes to these terms shall mean that you have accepted those changes.

Should you have other questions or concerns about these privacy policies, please email us at curtis@familymortgageguy.com.

Why don’t we have a chart or the lowest posted rates like every other mortgage company?

The lending environment has changed greatly in the past few years, and rates today depend on many more variables: How much of a down payment you have, whether your mortgage will be insured, what your credit score is, and how severe a payout penalty you’re willing to risk. These are just a few of the variables that make up your final rate.

So rather than us posting the absolute lowest rate possible on the assumption that every variable works out in your favour, let’s talk so we can determine what your particular situation is and what your rate might look like.  We’d much rather do that then publish a rate you’d be disappointed if it wasn’t available to  you.  It takes a conversation with an industry professional to explain the pros and cons of any rate being offered.

Call or email us today so we can discuss your personal situation.

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Curtis Arnold
Mortgage Broker

403-613-1555Email